Various Health Cards in India

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In India, digitization has altered the way people transact and do business. And, in terms of embracing technology and digital healthcare, the health care system is not far behind. The Indian Government’s mission goal is to distribute digital health ID cards to all people of the country, as well as to assist hospitals, insurance providers, and health ID cardholders in accessing health records online in a safe and secure environment. 

Types of Health Card

  • Bajaj Health EMI Health Card

By converting payable bill amounts into no-cost EMIs, the Bajaj Health card will assist you in paying the medical and healthcare bills without depleting your savings. Treatments, surgeries, therapy, diagnostic procedures, maternity coverage, hair transplantation, dental treatment, diagnostic care, stem cell treatments, pharmacy, and other health costs are all covered by the card. You can also go for the abha card which is described in the next section.

You can also purchase health card online through the official Government website.

To take advantage of this promotion, simply apply for the card online and review the pre-approved plans prior. The company has agreements with over 5,000 medical clinics and hospitals in over 1000 towns across the country.

  • Aarogyasri Card

Dr. Yeduguri Sandinti Rajasekhara Reddy, the Chief Minister of Andhra Pradesh, launched the Dr. YSR Aarogyasri Health Scheme in 2007. This program’s primary goal is to provide economic help to low-income households in the state so that they can obtain high-quality care. Recipients of the Aarogyasri scheme are entitled to cashless medical care in government hospitals. The Aarogyasri card is particularly advantageous for low-income citizens of both Andhra Pradesh and Telangana, as it gives great health services.

  • NDHM Health Card

The National Digital Health Mission (NDHM) Card is a health ID given to people so that patients’ medical files may be accessed digitally in one location. The NDHM card would be connected to the National Digital Health Mission, which is a health data consent manager.

  • Swasthya Sathi Card

The Swasthya Sathi Scheme is a healthcare initiative in West Bengal for all citizens that was introduced in 2016 by the state’s Chief minister. It gives tertiary and secondary medical coverage worth Rs 5 lacs annually per family if they aren’t covered by another state healthcare plan. The digital Swasthya Sathi plan, which is structured on a smart card format, covers the entire cost of healthcare services for cardholders.

  • HIM Care Card

HIMcard has introduced to make insurance coverage more accessible to Himachal Pradesh residents. The HIM Card is being used on a co-payment model. Premium rates are calculated based on the classifications that were created. All Himachal Pradesh individuals who were left out of the Ayushman Bharat scheme would benefit from the HIM Care Card 2022.

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On January 1, 2019, the Himachal Pradesh state government established the Mukhya Mantri Himachal Health Care Scheme (HIMCARE). The left-out households under Ayushman Bharat are entitled for cashless care worth Rs. 5 lakhs annually per family underneath this scheme. If a household has more than 5 members, then 2 HIM cards would be needed.

  • Abha Card

The Indian Government launched the Ayushman Bharat Digital Health Mission on September 27th, 2021. (ABDM). The mission’s purpose was to equip every Indian citizen with a digital health ID which would enable quick access to medical records. The abha card ID is a 14-digit identifying number that is valid throughout India. As a result, people can exchange their health records with medical specialists all throughout India without regard for geography. You can go online and register on the government website for the  

Why have a health card?

The digital health ID card simplifies digitally accessing, sharing, and managing your health history. In comparison to physical or conventional hospital records, all health files are kept in a protected and secure manner with a digital health card.

  • Here are some of the perks of having a digital health ID card.
  • The smartphone app makes it simple to access your digital card.
  • Manage and distribute important documents to partnering facilities, healthcare providers, and hospitals.
  • The digital health ID can be deactivated or deleted.
  • Individual health files are readily available and accurate in a secure setting.

Conclusion 

Health card has evolved into an important product because it shields you from expensive medical bills that may be spent if you or a member of your family suffers from a medical crisis. Given the unrestrained rise in healthcare, buying health plans with an appropriate insurance cover has become critical. When you acquire a medical plan, you carefully consider the coverage elements that the plan provides as well as the premium that you must pay. When the insurance is issued, you will receive a health card that resembles a typical debit or credit card.